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When you enroll in our credit repair program, you’re getting a structured dispute system designed to challenge inaccurate, outdated, or unverifiable items on your credit report.

Here’s what’s included in your service:

We review your credit reports from all 3 bureaus (Experian, Equifax, and TransUnion) to identify negative items affecting your score.

We send professionally prepared dispute letters to challenge:

• Late payments (if inaccurate) 
• Collections 
• Charge-offs 
• Chargebacks 
• Hard inquiries (when eligible) 
• Personal information errors (name, address, employment) 

We guide you on how to track your progress using recommended credit monitoring tools so you can see changes as they happen.

Every credit profile is different — we build your dispute strategy based on YOUR report, not a generic template.

You receive updates throughout the process so you always know what stage your credit repair is in.

Our process is simple, structured, and repeatable every 30 days:

You complete your sign-up form and provide authorization for us to access your credit reports.

We analyze all three credit bureaus and identify all disputable items.

We begin the dispute process by sending official challenge letters to the credit bureaus and creditors.

The credit bureaus typically take 30–45 days to investigate and respond to disputes.

Each month we:

• Review updated reports 
• Re-dispute unverifiable items 
• Add new strategies as needed 
• Track improvements 

📌 This process continues monthly until your credit profile improves and negative items are addressed.

We keep our pricing simple so you always know what to expect.

$75 upfront for the first 30 days

• First dispute cycle begins immediately 
• Full credit review included 
• Setup and onboarding included 

📌 First Monthly  payment begins after 30 days of service

At Elevate by Tae Consulting Service, every plan follows the same monthly dispute cycle. The difference is the level of strategy, detail, and priority your file receives.

All plans include:
✔ Monthly credit report analysis (all 3 bureaus)
✔ Monthly dispute cycles
✔ Credit monitoring guidance
✔ Progress tracking & updates
✔ Personalized credit repair strategy

This plan is designed for clients who want consistent credit repair without advanced strategies.

• Monthly review of your credit reports 
• Standard dispute letters sent each cycle 
• Basic errors and negative items challenged 
• Credit profile monitoring guidance 
• Monthly update on progress 

Clients with light to moderate credit issues who want steady improvement over time.

This plan includes everything in Essential, plus a more aggressive dispute approach.

• Everything in Essential Plan 
• Stronger dispute wording and targeting strategy 
• Multiple dispute angles used per cycle 
• Deeper review of accounts and reporting errors 
• More detailed credit analysis each month 

We don’t just dispute items — we challenge them from multiple legal and reporting angles to increase effectiveness within each 30–45 day cycle.

Clients who want a more aggressive approach to improving credit.

This is our highest level of service with priority handling and advanced credit repair strategies.

• Everything in Advanced Plan 
• Priority processing of your account each cycle 
• Advanced dispute methods (validation, reinvestigation challenges, accuracy disputes) 
• Fully customized monthly strategy adjustments 
• More detailed account-by-account breakdowns 

Your file is reviewed first in the monthly cycle and receives the most detailed strategy planning before disputes are sent.

Clients with complex credit issues or those wanting maximum effort and attention on their file..

• Credit bureaus typically respond within 30–45 days 
• Results vary based on individual credit history 
• No specific outcome or score increase can be guaranteed 
• Consistency is what drives long-term improvement